Organized crime groups need to make lots of effort to legalize money coming out of crimes, and to introduce it into the financial system. Terrorist groups, instead, do not have this problem, because they spend it on acquiring weapons, equipment, food, clothes, trainings, materials and means for preparing and carrying out attacks. In the banking sector and financial institutions, those risks need to be assessed in the national bank, private banks, credit unions, brokers, investment bankers, monetary exchange (checks, telegraphic money transfer, etc.), credit checks, pawnbrokers, lending companies, telegraph companies, real estate companies, and more. Part of this work concerns currencies, coins, bank checks, bank notes, traveler's checks, cash payments, etc. … Inability to prevent and fight against terrorism financing stems from the connections of criminals, whether terrorists or not, with authorities on a national, religious, ideological or compromising basis. They corrupt public officials and apply various forms of pressure, retaliation, punishment, such as murder, intimidation, threats, kidnappings, … The vulnerability of any national system is aggravated by the extension of informal economy, its weakness in international cooperation on criminal cases and seizure of property, the lack of transparency of the State and of public and legal subjects. Vulnerability of the financial sector is enhanced by possibilities offered by accountants. FY Republic of Macedonia should reinforce its State structures and provisions in limiting informal economy, through the strengthening of its international cooperation in criminal cases, its system of penalties, the enforcement of orders for seizure of property, the capacities of judges and prosecutors, and the transparency of legal entities. Globally, assessment indicates a medium-low level of capacity of the FY Republic of Macedonia

Turkey recognizes the Republic of Macedonia with its constitutional name (this note applies to any mention of the name FY Republic of Macedonia in this document).