The traditional electricity payment reminder adopts the “manual+SMS” method, and the reminder staff cannot optimize the reminder strategy according to the customer’s service needs and payment habits, and can only passively execute the traditional reminder process. Therefore, this article proposes an artificial intelligence based electricity payment reminder and control system and method. Develop reminder strategies for different types of overdue users through credit rating analysis, analysis of overdue user characteristics, and analysis of electricity fee recovery risks, in order to reduce compliance risks and monitor overdue status in real time, and promptly identify potential default risks.